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Personal Loans in Santa Barbara
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Quick Personal Loans are an Important Way of Stabilizing Your Financing
- A loan is when money or assets are given to another party in exchange for repayment of the loan principal amount plus interest.
- Loans with high interest rates have higher monthly payments — or take longer to pay off — versus low-rate loans.
- Revolving loans or lines can be spent, repaid, and spent again, while term loans are fixed-rate, fixed-payment loans.
- Loans can be secured by collateral such as a mortgage or unsecured such as a credit card.
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